Deposit Rates
Deposit Rates
Savings
| Deposit Type | Minimum Balance** | Dividend Rate | APY* | Dividend Period |
|---|---|---|---|---|
| Basic Share | $5.00 | 0.10% | 0.10% | Monthly |
| Saver’s Sweepstakes | $0 | 0.10% | 0.10% | Monthly |
| Fair Share (Money Market Account) | <$2500.00 | 0.10% | 0.10% | Monthly |
| Fair Share (Money Market Account) | $2500.00 | 0.35% | 0.35% | Monthly |
| Premium Money Market | < $10,000.00 † | 0.60% | 0.60% | Monthly |
| Premium Money Market | $10,000.00 | 0.75% | 0.75% | Monthly |
| Premium Money Market | $25,000.00 | 0.90% | 0.90% | Monthly |
| Premium Money Market | $50,000.00 | 1.20% | 1.21% | Monthly |
| Premium Money Market | $100,000.00 | 1.55% | 1.56% | Monthly |
| Premium Money Market | $250,000.00 | 2.20% | 2.22% | Monthly |
| Health Savings Account | <$500.00 | 0.10% | 0.10% | Monthly |
| Health Savings Account | $500.00 | 0.11% | 0.11% | Monthly |
| Health Savings Account | $2,500.00 | 0.16% | 0.16% | Monthly |
| Health Savings Account | $5,000.00 | 0.21% | 0.21% | Monthly |
| Health Savings Account | $15,000.00 | 0.26% | 0.26% | Monthly |
| Christmas Club | $0.00 | 0.25% | 0.25% | Monthly |
Rates may change after the account is opened. Maintenance or activity fees could reduce the earnings on the account. Membership is required.
* APY equals Annual Percentage Yield.
** Minimum balance required to earn the advertised APY.
† Should your Premium Money Market fall below $10,000, your account will be charged a monthly service fee of $15.00.
Certificates
| Deposit Type | Minimum Deposit | Dividend Rate | APY** | Dividend Period |
|---|---|---|---|---|
| 3 Month | $500 | 1.25% | 1.26% | Monthly |
| 6 Month | $500 | 1.75% | 1.76% | Monthly |
| 1 year | $500 | 1.75% | 1.76% | Monthly |
| 2 year | $500 | 2.00% | 2.02% | Monthly |
| 3 year | $500 | 2.05% | 2.07% | Monthly |
| 4 year | $500 | 2.10% | 2.12% | Monthly |
| 5 year | $500 | 2.20% | 2.22% | Monthly |
Rates as of October 1, 2024 the last dividend declaration date.
Maintenance or activity fees could reduce the earnings on the account. Term share certificates are subject to early withdrawal penalties which may reduce earnings. Membership is required.
*APY equals Annual Percentage Yield.
**Minimum balance required to earn the advertised APY.
IRA & IRA Share
| Deposit Type | Minimum Deposit | Dividend Rate | APY** | Dividend Period |
|---|---|---|---|---|
| IRA Share | Incremental Deposit IRA | 0.10% | 0.10% | Monthly |
| 6 Month | $500 | 1.75% | 1.76% | Monthly |
| 1 year | $500 | 1.75% | 1.76% | Monthly |
| 2 year | $500 | 2.00% | 2.02% | Monthly |
| 3 year | $500 | 2.05% | 2.07% | Monthly |
| 4 year | $500 | 2.10% | 2.12% | Monthly |
| 5 year | $500 | 2.20% | 2.22% | Monthly |
Maintenance or activity fees could reduce the earnings on the account. Term share certificates are subject to early withdrawal penalties which may reduce earnings. Membership is required.
*APY equals Annual Percentage Yield.
**Minimum balance required to earn the advertised APY.